THE HEALTHCARE COST TOOLKIT
Turn a question
into a clearer picture.
Practical tools for the decisions in front of you. Explore scenarios, understand the assumptions, and take better questions to your insurer or provider.
THE FULL-YEAR VIEW
Annual plan comparison
A monthly premium only tells part of the story. Compare two plans using your own deductible, coinsurance, and expected care spending.
BEFORE YOU BOOK
Hospital cash-price comparison
Explore illustrative procedure ranges and questions to ask about facility and professional fees.
A MORE PREPARED CONVERSATION
State insurance checklist
Organize what to check with your marketplace, employer, or insurer before choosing coverage.
UNDERSTAND THE BASICS
ACA subsidy estimator
Explore an illustrative subsidy scenario. Confirm eligibility, the coverage year, and current rules with your official marketplace.
A few details make a better comparison.
Choosing a plan? Have both Summary of Benefits and Coverage documents available. Use the same year and confirm your net premium.
Planning a procedure? Ask for the exact service code and what the estimate includes. Cash prices and insurer-negotiated amounts are different comparisons.
Exploring assistance? Treat calculations as illustrations. Eligibility depends on current rules and your specific circumstances.