Health Insurance Cost in Georgia

Health insurance premiums in Georgia vary by household size and plan type. Single coverage averages $485, while family plans average $1,330 monthly.

Premium Ranges by Household Size

Single Person

Monthly premium

Low End:$325

Average:$485

High End:$730

Couple

Monthly premium

Low End:$650

Average:$970

High End:$1,460

Family of 4

Monthly premium

Low End:$975

Average:$1,330

High End:$1,980

Health Insurance in Georgia: Key Facts

Where to Buy

For ACA-compliant plans and subsidies, residents use HealthCare.gov.

Major Carriers

Common insurers in the state include:

Anthem Blue Cross Blue ShieldAmbetterCareSourceOscar

Detailed Cost Breakdowns

Single Person Coverage

Monthly premiums range from $325 to $730

View details →

Couple Coverage

Monthly premiums range from $650 to $1,460

View details →

Family of 4 Coverage

Monthly premiums range from $975 to $1,980

View details →

Related Resources

ACA subsidy examples for Georgia
See how subsidies can reduce your monthly premium
Income limits for ACA subsidies
Check if you qualify for financial assistance
Medical procedure costs in Georgia
Understand out-of-pocket costs for common procedures

Information Sources

Sources & Disclaimer

Sources:

HealthCare.gov — Official ACA marketplace information and plan data
CMS Public Use Files — Federal marketplace enrollment and premium data
KFF Health Reform Analysis — Independent analysis of marketplace premium trends

Last Updated: January 2026

Disclaimer: The information provided is for educational purposes only. Actual costs vary based on individual circumstances, location, age, plan selection, and other factors. Always verify current information with official sources or licensed professionals. This site does not sell insurance or provide medical advice and is not affiliated with any insurance company or healthcare provider.