Healthcare Cost Tools
Use these interactive tools to turn the site's state data into practical planning steps. Estimates are educational and should be verified with official marketplaces, insurers, and providers.
ACA Subsidy Estimator
Estimate income as a percent of the 2026 federal poverty level and see an illustrative premium tax credit calculation.
Open toolHospital Cash-Price Comparison
Compare estimated cash-price ranges for common procedures across lower-cost and hospital-based settings.
Open toolState Insurance Checklist
Generate a state-specific ACA, Medicaid, employer coverage, and plan-comparison checklist.
Open toolWhy tools matter
Healthcare costs are personal. A static article can explain the rules, but a tool helps you test scenarios: income, household size, care setting, state marketplace, and whether an employer plan changes your options.