New York Health Insurance & Medical Costs

Complete guide to healthcare costs in New York. Compare insurance premiums, understand ACA marketplace options, and find medical procedure prices.

About Healthcare in New York

Major Cities: New York City, Buffalo, Rochester, Albany, Syracuse

Marketplace: NY State of Health is the state marketplace. Essential Plan available for lower incomes. Year-round enrollment for certain qualifying events.

Quick Cost Overview

Single Person

Monthly premium

Low End:$400
Average:$600
High End:$920

Couple

Monthly premium

Low End:$800
Average:$1,200
High End:$1,840

Family of 4

Monthly premium

Low End:$1,200
Average:$1,650
High End:$2,500

Explore New York Healthcare Costs

Health Insurance Costs

Find detailed premium information for different household sizes and plan types.

→ Overview→ Single Person Coverage→ Couple Coverage→ Family of 4 Coverage

ACA Marketplace

Learn about subsidies, income limits, and marketplace options in New York.

→ Overview→ Income Limits→ Subsidy Examples→ Marketplace Premiums

Medical Procedure Costs

Understand out-of-pocket costs for common medical procedures.

→ Overview→ MRI Without Insurance→ ER Visit Cost→ CT Scan Cost

Medical Procedure Costs in New York

MRI Scan

Without insurance

Low End:$800
Average:$1,500
High End:$3,200

ER Visit

Without insurance

Low End:$1,100
Average:$2,200
High End:$5,500

CT Scan

Without insurance

Low End:$450
Average:$1,100
High End:$2,600

Need More Detailed Information?

Explore specific cost breakdowns, subsidy calculators, and real-world examples for New York.

View Family CostsCalculate Subsidies