North Carolina Health Insurance & Medical Costs

Complete guide to healthcare costs in North Carolina. Compare insurance premiums, understand ACA marketplace options, and find medical procedure prices.

About Healthcare in North Carolina

Major Cities: Charlotte, Raleigh, Greensboro, Durham, Winston-Salem

Marketplace: North Carolina uses federal marketplace. Recently expanded Medicaid. Blue Cross Blue Shield dominates the marketplace.

Quick Cost Overview

Single Person

Monthly premium

Low End:$315
Average:$475
High End:$715

Couple

Monthly premium

Low End:$630
Average:$950
High End:$1,430

Family of 4

Monthly premium

Low End:$945
Average:$1,300
High End:$1,920

Explore North Carolina Healthcare Costs

Health Insurance Costs

Find detailed premium information for different household sizes and plan types.

→ Overview→ Single Person Coverage→ Couple Coverage→ Family of 4 Coverage

ACA Marketplace

Learn about subsidies, income limits, and marketplace options in North Carolina.

→ Overview→ Income Limits→ Subsidy Examples→ Marketplace Premiums

Medical Procedure Costs

Understand out-of-pocket costs for common medical procedures.

→ Overview→ MRI Without Insurance→ ER Visit Cost→ CT Scan Cost

Medical Procedure Costs in North Carolina

MRI Scan

Without insurance

Low End:$575
Average:$1,150
High End:$2,400

ER Visit

Without insurance

Low End:$870
Average:$1,740
High End:$3,850

CT Scan

Without insurance

Low End:$285
Average:$870
High End:$1,940

Need More Detailed Information?

Explore specific cost breakdowns, subsidy calculators, and real-world examples for North Carolina.

View Family CostsCalculate Subsidies