CT Scan Cost Without Insurance in North Carolina 2026

Quick Answer: A CT scan without insurance in North Carolina costs $285 - $1,940, averaging $870. Prices vary significantly by facility type and body part scanned.

CT Scan Cost Range in North Carolina

CT Scan Without Insurance

Cash prices for standard CT scan

Low End:$285

Average:$870

High End:$1,940

* Prices are for a single body part without contrast. Contrast dye adds $150-$500. Multiple body areas cost more.

CT Scan Costs by Body Part

Head/Brain CT

Hospital

$1,500 - $3,000

Imaging Center

$400 - $800

Common for head injuries, stroke evaluation, headaches

Chest CT

Hospital

$1,800 - $3,500

Imaging Center

$500 - $1,000

For lung issues, pneumonia, cancer screening

Abdominal/Pelvic CT

Hospital

$2,000 - $4,000

Imaging Center

$600 - $1,200

Often requires contrast, common for abdominal pain

5 Ways to Lower Your CT Scan Cost

Choose an Independent Imaging Center

Independent imaging centers charge 60-80% less than hospital-based facilities for identical CT scans using the same equipment. Search for "imaging center", "radiology clinic", or "diagnostic imaging" in your area. They often have same-day appointments.

Ask for Cash/Self-Pay Discounts

Call multiple facilities and ask: "What is your cash price for a [body part] CT scan?" Many offer 40-60% discounts for payment in full within 30 days. Get quotes in writing. Some imaging centers quote $300-$600 bundled rates (scan + interpretation).

Use Medical Price Comparison Websites

Websites like MDsave, New Choice Health, and Healthcare Bluebook show CT scan prices in your area. MDsave offers pre-negotiated bundled prices ($300-$800) that you can book online with guaranteed pricing. Compare 3-5 facilities before scheduling.

Verify if Contrast is Necessary

Contrast dye adds $150-$500 to your CT scan cost. Ask your doctor if the scan can be done without contrast or if an alternative imaging method (X-ray, ultrasound) would provide sufficient information. Not all scans require contrast enhancement.

Check for Medical Discount Programs

Programs like CareCredit offer interest-free payment plans for 6-12 months. Some imaging centers participate in charity care or offer sliding scale fees based on income. Ask about financial assistance options when scheduling.

What to Do Next

Get a physician referral: Most facilities require a doctor's order specifying the body part to scan and whether contrast is needed. Confirm medical necessity with your doctor.
Compare prices from 3-5 facilities: Call both imaging centers and hospitals. Ask for cash prices, including the radiologist reading fee. Prices can vary 400-500% for the same scan in the same city.
Ask about contrast requirements: Clarify with your doctor whether contrast dye is necessary. If not medically required, you can save $150-$500 by having the scan without contrast.
Consider health insurance coverage: If you need multiple scans or procedures, review health insurance options in North Carolina to reduce overall medical expenses.

Frequently Asked Questions

How much does a CT scan cost without insurance in North Carolina?

A CT scan without insurance in North Carolina typically costs $285 - $1,940, averaging around $870. Costs vary by body part scanned, facility type (hospital vs. imaging center), and whether contrast dye is used.

What's the difference between a CT scan and an MRI?

CT scans use X-rays and are faster (5-10 minutes), better for bones/chest/emergency situations, and cost $400-$1,500. MRIs use magnets, take 30-60 minutes, are better for soft tissue/brain/spine, and cost $700-$3,000. Your doctor determines which is medically appropriate.

Can I negotiate the price of a CT scan?

Yes! Independent imaging centers often offer 40-60% cash discounts. Call ahead and ask for self-pay rates. Compare prices—imaging centers typically charge 50-70% less than hospitals for the same scan. Always get quotes in writing.

Do I need contrast dye for my CT scan?

Contrast dye ($150-$500 extra) enhances visibility of blood vessels, organs, and tumors. It's necessary for many abdominal, chest, and vascular scans. Your doctor determines if contrast is needed. Some people have allergic reactions or kidney concerns with contrast.

Where can I get the cheapest CT scan?

Independent imaging centers and radiology clinics typically charge $300-$800 vs. $1,000-$3,000 at hospitals. Use price comparison websites like MDsave or New Choice Health to find bundled rates ($300-$600) that include interpretation.

Sources & Disclaimer

Data Sources: CT scan cost data from Healthcare Bluebook, FAIR Health Consumer, facility price surveys, and North Carolina medical pricing databases.

Last Updated: December 2025

Disclaimer: Prices are estimates for educational purposes. Actual costs vary by facility, body part, contrast requirements, and individual circumstances. Always request itemized quotes before scheduling.